Miracle Nwankwo: Young Visionary Leading Veefin Nigeria

Miracle Nwankwo is a rising star in Africa’s fintech scene. At just 22, he was appointed CEO of Veefin Solutions Nigeria, the African arm of a global fintech company.
His story is one of grit, pivoting, and ambitious leadership.

Early Passion for Technology

Miracle’s tech journey began in secondary school when he first used a computer in the school’s ICT lab.

Inspired by Mark Zuckerberg’s story of building a global company at a young age, he decided early on to study Computer Science.

Without formal coding training, he taught himself using free online resources like YouTube and freeCodeCamp, while participating in hackathons and building his GitHub portfolio.

Founding BookClinic

At 19, Miracle co-founded BookClinic, a health-tech startup that lets users book diagnostic services (like X-rays, blood tests) in advance.

The model was similar to ride-hailing platforms: show nearby diagnostic centers, their availability and pricing, and let users reserve a slot.

He scaled BookClinic to partner with about 80 facilities across Lagos and operated in roughly 18 locations.

In 2023, BookClinic raised US$20,000 in its only funding round.

Despite its initial traction, the startup paused due to “founder mistakes and other challenges,” according to Nwankwo.

However, he remains committed to the concept: a newer version of BookClinic is reportedly in development.

From Health-Tech to Fintech: The Veefin Pivot

Miracle’s journey took a major turn through an investor from BookClinic who introduced him to the founders of Veefin, an Indian-headquartered fintech company.

Veefin sought to expand into Africa and tapped Miracle to lead its Nigerian (and West African) operations.

In February 2025, he officially became CEO of Veefin Solutions Nigeria, and the company launched locally in August 2025.

What Veefin Does in Nigeria

Veefin is a global fintech leader focused on supply chain finance, digital lending, fraud analytics, and more.

The company’s platform offers “brick-to-click” lending infrastructure for banks, financial institutions, and corporates, including web, mobile, analytics, underwriting, risk management, and collection tools.

With its regional base now established in Nigeria, Veefin aims to leverage local expertise to expand across Africa.

Under Miracle’s leadership, the company is positioning Nigeria as its African operations hub.

Leadership Style and Vision

Miracle’s strength lies in his execution mindset. On LinkedIn, he’s said that his rise wasn’t because of privilege; he didn’t come from wealth, and he didn’t have an MBA.

Rather, he attributes his success to “relentless execution, the ability to spot opportunity, and the courage to start before I felt fully ‘ready.’”

He is deeply committed to bringing local insights to a global business. He believes global fintech firms need African leadership if they want to scale effectively on the continent.

Challenges and Learning

Transitioning from health-tech into fintech wasn’t easy for Miracle Nwankwo. He had to quickly ramp up on banking operations, compliance, risk management, and sales to financial institutions.

He also leaned into new technologies, particularly AI, to manage everyday work, from refining communications to brainstorming product ideas.

Impact and the Road Ahead

By leading Veefin Nigeria, Miracle Nwankwo is helping drive financial innovation across Africa. He is part of a broader wave of young entrepreneurs building infrastructure that democratizes finance. For him, this is more than business; it’s a mission to build systems that work for local markets with global standards.

As Veefin scales under his leadership and Nigeria becomes a regional hub, Miracle Nwankwo’s story proves that age is no barrier when determination meets opportunity.